UK Ferry Tickets

It is a fact that many families won’t be able to afford to have a holiday in 2009. This really is a sad state of affairs but is symptomatic of the times unfortunately. With money being so tight, the holiday season is the last thing on peoples’ minds. However, you can save money by going on a self drive break instead of a package holiday, as discussed before. Self drive holidays are a perfect way to beat the credit crunch, take a cheap break and control your spending. However, if you are cutting back your spending when you do go on a self drive holiday, or any other holiday for that matter, don’t skip the travel insurance!

Travel insurance is a necessary expense despite the fact that it is not compulsory. You can easily travel without travel insurance these days if you do want to save money but rather than thinking of how much it would cost you and that you probably won’t need it, you should be thinking of how much it will save you instead. Believe me, good travel insurance can save you an awful lot of money.

Thinking it will never happen to you is a mistake. That one time that you do not have travel insurance will undoubtedly be the one time that you car is broken into and all of your stuff is stolen. It will also be the time that you misplace your expensive camera. It will also be the time when you cannot find your passports and cash in your bag because you have been pick-pocketed. As such, it is absolutely essential that travel insurance be on your priority list because it will cover all of the above instances. If you do not have insurance then you would have to cover the cost of all of the above and it could actually cost you hundreds of pounds. However, if you do have travel insurance then all you would have to pay is the excess, which is minimal on some policies. There are some policies you can choose to have no excess on but they do tend to be a little more expensive.

The initial cost of travel insurance is not particularly high. You can get a good policy to cover a family for very little outlay. If you do want to save money and will only go on one trip next year then choose a single trip policy rather than an annual policy as that will cost you less. When that is in place then you can most definitely go away with peace of mind that if anything does go wrong then you will not find it a financial strain! Anything that offers minimal financial strain is, after all, a blessing at the moment!

Guest Article by Louise Crowley

Thursday, October 23rd, 2008