Health Insurance For European Self Drives
If you are planning to go on a self drive holiday in 2009, or even in the last couple of months of this year, then you may be thinking that your holiday is straightforward in terms of the planning so you can enjoy every single day of your break. Whilst this does apply to most people, it may not apply to a minority, namely those suffering with long term or terminal illnesses. For those people every day is precious and if you are one of them then you may be wondering how you will get health insurance for your tip.
Being approved for health insurance as part of a travel insurance package so you can travel often feels impossible for those with serious illnesses, as you may realise if you have ever applied for it. That may actually be why you have decided to go to the Continent on the ferry or via Eurostar in the first place because many airlines will not accommodate you if you are ill without insurance just in case anything happens. However, it is obviously best not to travel without travel insurance or health insurance of some sort if you are heading out of the country.
Of course, you do have the option of going on holiday without travel insurance but it is not advisable so it may be that the person you are going with should obtain travel insurance in case anything does happen when you are on holiday. If you can find a company to approve you or a basic policy that does not include health costs then you should also obtain cover. In terms of the health insurance element though, if you are ill then you should try to obtain a policy that will enable you to get home quickly and efficiently should the need arise. Some specialist providers do offer these policies but they are rather expensive. That is not to say that you should remain at home and not go on holiday but you will have to assess whether the cost is worth it.
If you are in need of any health insurance and are facing difficulties as a result of your health then you should consult your doctor. He or she will have to perform an examination anyway and certify you fit for travel. Forms will need to be completed for an insurer and you will also need to take details with you regarding your treatment and any other details that your doctor may deem vital should you need hospital treatment when you are on the continent.
Do not be disheartened by repeated rejections from insurers when looking for health insurance. You must persevere for your own sake if nothing else. After all, collapsing on holiday is hardly enjoyable but when you can’t get home it is even worse! Your health is no joke so make life that little bit easier.
Guest Article by Louise Crowley
Friday, November 14th, 2008
